You've heard it before, but we'll say it again: It's never too early to start planning. And while that usually refers to Roth IRAs, 401ks, and other forms of financial preparedness, we're talking about getting a head start on next season's makeup palette. This limited-edition kit from Stila contains everything you need to create an early-fall, endless-summer look, including a quartet of shimmery neutral eye shadows, a glistening rose-tinted lip gloss, and a gold liquid luminizer, all encased in a clear zippered pouch. Best of all, the set, which boasts a $51 value, is affordably priced at only $30, so it won't interfere with your early-retirement plans. --Jennifer Riley

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